Funding solutions
Working capital for small businesses
Fast, revenue-based funding from $5K to $5M to cover payroll, inventory, marketing and growth. Decisions are often same day.
What you can use it for
Payroll and staffing
Keep your team paid through slow months or a big new contract.
Inventory and supplies
Stock up ahead of your busy season or take advantage of bulk pricing.
Marketing and growth
Fund a new location, campaign or hire when the opportunity shows up.
How it works
Working capital from Blueline is usually structured as a merchant cash advance or short-term business funding. With a merchant cash advance, you receive a lump sum in exchange for a share of future sales, so remittances can flex with your revenue. A merchant cash advance is not a loan.
Is it a good fit?
- At least 6 months in business
- Steady monthly revenue, typically $10K or more
- A U.S. business bank account
- All credit profiles considered
Typical guidelines. Requirements vary by program.
Frequently asked questions
How fast can I get working capital?
Many applications get a decision the same day. Once approved and documents are signed, funds typically arrive in 24 to 72 hours.
Do I need good credit?
No. Business revenue and cash flow matter most, and all credit profiles are considered.
Is a merchant cash advance a loan?
No. It is a purchase of a portion of your future receivables. Repayment comes from a share of your sales or a fixed remittance schedule.
How much can I get?
Amounts range from $5,000 to $5 million and depend mainly on your monthly revenue and time in business.
Other funding options
Not all applicants qualify. Approval, amounts, rates and terms depend on review of your application. Merchant cash advances and invoice factoring are not loans.