Funding solutions
SBA loans
Long terms and competitive rates backed by the U.S. Small Business Administration, with expert help through every step of the process.
What you can use it for
SBA 7(a) loans
Up to $5 million for working capital, equipment, refinancing or buying a business.
SBA 504 loans
Long-term, fixed-rate financing for real estate and major equipment.
Help with the process
We help you prepare your application and guide you from start to funding.
How it works
SBA loans are partially guaranteed by the U.S. Small Business Administration. That guarantee allows longer terms than most business financing, up to 10 years for working capital and equipment and up to 25 years for real estate. The trade-off is a slower, more document-heavy process. Blueline helps you get your paperwork in order and guides you from application to funding.
Is it a good fit?
- Usually 2 years or more in business
- Good personal and business credit
- Profitable or showing strong cash flow
- Willingness to provide detailed financial documents
Typical guidelines. Requirements vary by program.
Frequently asked questions
How long does an SBA loan take?
Typically several weeks to a few months, depending on the loan type and how quickly documents are provided.
Can Blueline help me get an SBA loan?
Yes. We help you choose the right SBA program, prepare your documents and guide you through approval.
What if I need money faster?
Many owners use working capital to bridge the gap while an SBA loan is processed.
What can SBA loans be used for?
Working capital, equipment, real estate, refinancing existing debt and buying a business, among other uses.
Other funding options
Not all applicants qualify. Approval, amounts, rates and terms depend on review of your application. Merchant cash advances and invoice factoring are not loans.